WHEN IT MAKES SENSE
Not every need for capital calls for a new round.
Growth needs working capital
Inventory, receivables or a credit book can often be funded with debt instead of dilution.
You want to extend runway between rounds
The right facility buys time to raise your next round at a better valuation.
Lenders ask for projections and covenants
You need a model that shows how much debt the business can carry and when it pays back.
WHAT YOU GET
The right debt, sized to how your business generates cash.
We help you compare options across lenders and evaluate terms you can live with as the company grows.
HOW IT WORKS
From capacity analysis to funds in about 12 weeks.
Typical timeline. Bank facilities can take longer; private credit is often faster.
Capacity
We model how much debt the business can support.
Structure
Instrument, size, tenor and use of funds.
Lenders
We map suitable lenders and help you compare their offers.
Close
Negotiation, documentation and closing.
FROM OUR CLIENTS
“Thanks to Optiks, we navigated complex financial strategies with ease and achieved remarkable success.”
FAQ
Common questions
Is debt right for an early-stage company?
It depends on revenue predictability and margins. We tell you honestly if equity is the better option today.
Which lenders do you work with?
Banks, venture debt funds and private credit providers in Latin America and the US, depending on your profile.
Can debt be combined with an equity round?
Yes. Many companies raise both to reduce dilution. We help you decide the right mix.
What do you need from us to start?
A 30-minute call and your latest financials. We tell you where you stand before proposing anything.
Need capital for growth? Let’s see what your business can carry.
In a 30-minute call with our team:
- →We review where your company stands today.
- →We tell you if and how we can help.
- →You leave with a clear next step, with or without us.